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Cost of life insurance...

Following up on Steve's post a few days ago regarding high commissions, thought a quick comparison of life insurance premiums across the NZ market would indicate just how much more efficient it is to buy your life insurance online.

Take a look at this simple comparison table for two 40-year-olds buying $300,000 life insurance cover…

(All prices have been sourced from quotes on NZ website available to the public)

Male Age 40 non-smoker Cover $300,000

Monthly Premiums

% More expensive by…

Pinnacle Life

23.66

Fidelity

28.45

20%

Asteron

28.61

21%

Tower

28.75

22%

AIA

29.66

25%

Sovereign

30.18

28%

ING

32.70

38%

AMP

33.69

42%

Female Age 40 non-smoker Cover $300,000

Monthly Premiums

% More expensive by…

Pinnacle Life

20.75

Asteron

23.63

14%

Tower

24.00

16%

AIA

24.71

19%

Sovereign

24.81

20%

Fidelity

24.89

20%

AMP

27.90

34%

ING

28.03

35%

On average you can save over 20% if you buy on-line… go figure J

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Life Insurance

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