Simply, income protection provides a benefit if you are unable to work due to illness or injury. Trauma cover provides an early lump sum payout if you suffer from a condition specified in your cover policy.
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Is Income Protection the same as Trauma Cover?
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Why do I need to insure my income – won’t ACC look after me?
We often hear people saying that their income is covered by ACC, so they don’t need income protection insurance. Unfortunately, this is not the case if you fall ill, and need to take time off work to recover.
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Joint life insurance - making life insurance even easier in 2017
We’re the first life insurance company in NZ (and probably the world!) to allow you and your partner to apply for, and receive a joint life insurance policy online. No long forms to fill out – the process is all online, and for the majority of people we won’t need to get any additional information from you, or even ask you to go to see a doctor.
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How long does it take to receive a life insurance policy pay out?
You want to make sure that if you ever need to claim on your life insurance, that it happens quickly and easily. Here are some tips and ideas to help.You want to make sure that if you ever need to claim on your life insurance, that it happens quickly and easily. Here are some tips and ideas to help make the process easier.
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How you will “Mind the Gap”?
What's your 'gap' if you couldn't work due to illness or injury? With nearly 1,000 kiwi families a week experiencing a sickness that prevents a main income earner from working for three months or more., it's worth thinking about.
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Mortgage Cover or Mortgage Protection Cover?
Your home is probably one of the biggest financial investments that you will make. So how do you make sure that your family can stay in it if anything should happen to you?