CANCER INSURANCE COVER
Cancer Cover pays cash if you're diagnosed with cancer and continue living. Use the cash to supplement your income, pay medical bills or to just take time out.
WHAT IS CANCER COVER?
Sadly, when a family member is diagnosed with cancer, the whole family usually suffers. Lives are put on hold and the financial impact arising from lost earnings and extra medical costs can be crippling.
Cancer Cover pays up to $250,000 upon diagnosis of cancer and offers you the freedom to spend the benefit as you wish - a recuperative holiday, medical expenses, or put it towards the mortgage - anything that can help reduce the stress through a difficult time. It's your way of making sure your family's life isn't turned upside down, and you can focus on your recovery.
WHO NEEDS CANCER COVER?
In New Zealand, cancer affects more than one in three men and one in four women each year. Advances in treatment mean that these days many people recover. But while they do, lives and jobs are often put on hold, adding financial strain to an already stressful time.
If you need to stop work, Cancer Cover can help you continue to provide for your family, with up to $250,000 to cover your medical bills, mortgage and other living costs.
Even if you're not the main breadwinner in your family, it's important to be covered for expenses such as extra childcare and household help.
WHAT'S COVERED AND WHAT'S NOT?
We'll pay your benefit if you are diagnosed with cancer that has developed to a life-threatening stage. Generally, the following types of cancer are covered:
- Breast cancer
- Lung cancer
- Large bowel cancer
- Prostate cancer
- Bladder cancer
- Cervical cancer
- Non-Hodgkin's lymphoma
We'll not pay a claim for cancers that are benign, non-malignant, pre-malignant or non-life-threatening. Some of the most commonly excluded cancers are:
- Most skin cancers
- Some non-life-threatening cervical cancers
- Some non-life-threatening prostate cancers
CANCER COVER DOCUMENTS
Cancer Cover Highlights
Cancer Cover Policy Sample