Funeral & Mortgage Insurance Policy Holders

Our Mortgage Insurance was withdrawn from sale in November 2020. If you have a policy with us, nothing changes for you; however, new Mortgage Cover policies are unavailable after this date.

Mortgage Insurance pays off the mortgage in the event of your death by paying the debt directly to your lending institution. If you need to make a claim, change your policy, or have any questions, please get in touch or use the forms in the menu bar.

We withdrew our Funeral Insurance from sale in May 2021. If you have a policy with us, nothing changes. However, new Funeral Cover policies are unavailable after this date.

Funeral Insurance pays cash that your family can use however they need so that they can focus on mourning and celebrating your life. If you need to make a claim, change the details of your policy, or have any questions, please get in touch.

Things to know about your policy:

• You could end up paying more in total premiums than the amount of cover, depending on how long you keep your policy.
• Over time, your financial situation may change, and you might find it harder to keep up with your payments.
• Pinnacle Funeral Cover is there to provide protection when it’s needed most. It isn’t a savings or investment product. If you choose to cancel your policy, or if it’s cancelled, you won’t receive any money back — unless you’ve paid annually in advance. In that case, we’ll refund the unused portion of your premium.
• For full details, including terms, conditions and exclusions, please refer to your policy document.

Even though you can’t take out a new Funeral Cover policy through Pinnacle Life directly, you might want to check out OneChoice Funeral Insurance or Seniors Funeral Insurance from New Zealand Seniors, also issued by Pinnacle Life.