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Customer Support

Change to a non-smoker

When you take out your policy, you are considered a smoker if you have smoked a cigarette or any other substance during the past 12 months, including a vape or electronic cigarette.

Once you have been smoke-free and have not smoked tobacco or any other substance, including e-cigarettes and vaping, for 12-24 months, depending on your policy, you can request to change to cheaper non-smoker rates.

Just fill in this declaration and return it to us.

Pinnacle Life - Non smoker Declaration (PDF)

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