Change to a non-smoker
If your policy document says you are a smoker, vaped or used E-cigarettes within the last 12 months you are considered to be a smoker.
Once you have been smokefree and have not smoked tobacco or any other substance including e-cigarettes and vaping, for 12-24 months depending on your policy, you can request to change to non-smoker rates which are cheaper.
Just fill in this declaration and return it to us.
Non-smoker declaration (PDF)
