Easy Online Life Insurance

Helping New Zealander's get their Life Cover sorted for over 20 years. Get a quote in 30 secs.

Get A Quote in 30 Seconds

Life Insurance from as little as $15.60* per month. Get Advice.

Need help working out what life insurance you need?

Use our tool to do your own advice.
No need to talk to anyone (that means you can do it in your pajamas).

Insurance Products

We keep things simple.
Our policies are written in plain English.

Life Insurance

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This policy provides for those you leave behind and helps them pay the mortgage, invest in your children’s education, put food on the table and pay the bills.

Switch to us

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If you already have Life Insurance with another insurance company, you could save 20% by switching to Pinnacle Life.

Income Protection

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Income Protection insurance pays you a monthly amount if you are unable to work, due to illness or injury. It means that while you can’t work, you can still have money coming in, so you can keep on with your life even though you’re not earning.

Critical Illness Cover

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Critical Illness Cover can be added to your Life Insurance policy and means that, if you suffer from one of the conditions specified in your policy, you will receive a lump sum payment. Adding Critical Illness cover to your policy helps to ease the burden on your family at a difficult time.

Disability Cover

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If you become totally and permanently disabled, Disability Insurance will provide you with a lump sum payment to help make life a little bit easier. It can only be purchased alongside Life Insurance.

Pinnacle Life is backed by one of the world’s largest reinsurance groups... read more

Why Pinnacle Life?

Since 1998, our passion has been making buying life insurance in Aotearoa (New Zealand) hassle free. There are lots of things that you can’t control in life, but putting protection in place to provide for your loved ones should the unthinkable happen, is something you do have control over. We want Kiwis to be able to protect those that matter most, in a way that is easy and affordable.

  • Simple online cover

    We write everything in plain English so that it's easy to understand with no surprises. We also believe that life cover should be simple, so we make sure you can do it yourself. You can get personalised advice or buy cover, usually in less than 10 minutes, all online without talking to anyone (unless you want to).

  • Designed for Kiwis

    We want every family in Aotearoa to have the choice of getting the protection of life insurance and we want it to be easy. That’s why we designed our cover specifically for Kiwis.

  • More for less

    We know life can get expensive, so we tailor our advice to something you can afford. Because we keep things simple and because we are an online company, it costs us less to run our business. This means we pass the benefits onto you, our customers, by way of lower premiums.

What our customers say

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