PINNACLE LIFE INSURANCE
Life insurance direct. Quote and buy online. Lowest premiums in New Zealand. Award-winning website. Policy issued in 10 minutes.
If you're reading this page about Pinnacle Life it means you do not have JavaScript enabled on your web browser (ie: Chrome, Internet Explorer, Safari, Firefox and others).
You'll be able to read about our company and our products but you will not be able to buy online.
To buy life insurance products online via this website, you'll need to have JavaScript enabled.
COMPANY PROFILE
PINNACLE LIFE is a New Zealand online company offering a range of low cost life insurance products over the internet direct to consumers. Our products also include mortgage protection, 50+ insurance and living insurance products. Because you can get an instant quote and buy direct online, there is no need to use a broker or get insurance advice from a financial adviser.
Our instant life insurance calculator helps you compare your insurance quote with several other leading New Zealand life insurance companies before buying a policy. Alternatively, if you already have a policy, you can apply online to switch to PINNACLE LIFE and save 20% on your premiums.
Because of the efficiency of our online electronic underwriting, together with our instant paperless process, PINNACLE LIFE is able to guarantee the lowest cost life insurance in New Zealand.
Get an instant life insurance quote and get a policy issued and emailed, all in less than 10 minutes.
Our website has won several significant New Zealand and international awards for innovation and usability. For further details of these awards, please see the attached summary:
https://www.pinnaclelife.co.nz/pdfs/pinnacle_life_awards.pdf
CONTACT PINNACLE LIFE
Call +64 9 522-5515 (0800-22-22-23 within NZ) or email ask@pinnaclelife.co.nz. Our Auckland office hours are 08:30 to 17:00, Monday to Friday.
OUR INSURANCE PRODUCTS
Life Insurance
Life Insurance with Serious Illness Rider
Mortgage Insurance
Cancer Cover
Funeral Cover
Accidental Death Cover
All products offered by PINNACLE LIFE are described in plain English. We have avoided the use of insurance and legal jargon so that policy documents are straightforward and easy to understand.
ABOUT LIFE INSURANCE
Because you are the head of your family, you made a promise to keep your family safe and financially secure. Our range of life insurance products helps you keep that promise.
Life Insurance is a pure act of love, responsibility and commitment. With a life insurance product from Pinnacle Life, you can choose a benefit amount - up to $1million - which will be paid to your family upon your death, to help provide for their future. It's your way of making sure that if you were no longer around to provide for your family they would still have a measure of financial security to help make sure the hopes and dreams you hold for them can still come true.
We keep our promises, so you can keep yours.
There are various types of life insurance policies available, either as individual cover of as a joint policy, so it largely depends on what coverage you want and on the level of insurance premiums you want to pay.
Life insurance, Serious Illness insurance or Cancer insurance all offer aspects of financial security to your financial dependents should you suddenly pass away or be diagnosed with a serious or terminal illness.
WHEN DO I NEED LIFE INSURANCE?
Although there are no hard and fast rules, there are some situations when a life insurance product should be considered.
Getting married
One of the most popular times to think about life insurance is when you are getting married. Starting a new life with someone arrives with all sorts of financial commitments, with one of them no doubt being how to support your spouse.
Having kids
Having children is a life event that makes you think about the future - you'll suddenly have vulnerable young people who are financially dependent on you, meaning they'll need to be catered for in the event of your death.
Birthdays
Getting older often means that people take stock of their lives and possibly even how they plan to provide for their loved ones. In most instances, it's best to take out life insurance sooner rather than later to reap the maximum benefit and give you peace of mind for longer. It also means that you are buying cover while you still can. If you wait until you become ill, it'll probably be too late to get cover. So, if you are fast approaching your 40th or 50th birthday, for example, and you haven't yet thought about life insurance, it could be a good time to do so.
CONTACT PINNACLE LIFE
Call +64 9 522-5515 (0800-22-22-23 within NZ) or email ask@pinnaclelife.co.nz. Our Auckland office hours are 08:30 to 17:00, Monday to Friday.
AFFILIATE PROGRAMS
We build partnerships with companies, clubs, insurance brokers, financial advisers, mortgage brokers and other associations that negotiate with us to provide extra life insurance benefits for their constituents and members.
SECURITY AND PRIVACY POLICY
https://www.pinnaclelife.co.nz/pdfs/privacy_policy.pdf
EXISTING CUSTOMERS
Our customers can download the following forms from our website.
https://www.pinnaclelife.co.nz/pdfs/direct_debit_form.pdf
https://www.pinnaclelife.co.nz/pdfs/transfer_ownership.pdf
https://www.pinnaclelife.co.nz/pdfs/change_of_beneficiary.pdf
THE LIFE INSURANCE BLOG
Our blog by Ed Saul and Steven de Jong has been created to demystify life insurance for New Zealand consumers.
http://www.pinnaclelife.co.nz/blog
