Congratulations to ...

Steven & Ashley from Waiotahi - winners of our April Prezzy Card Promotion.

Pinnacle Life nearly 75% picture

It’s so easy – nearly 75% of kiwis
can get life cover immediately


Life insurance to make sure the crew stays tight.

Whatever you call the people who really count, make sure they can stay tight and hold onto the special thing you’ve got together.

Get covered now in just 10 minutes nearly 75% picture

It’s so easy – nearly 75% of kiwis
can get life cover immediately

Pinnacle Life is backed by one of the world’s largest reinsurance groups more

You're well aware of why having life insurance is important.

We want to make getting it sorted as simple as possible for you. All you have to do is answer a few questions and within seconds you'll have a quote and a direct comparison with other NZ life insurance companies.

And you’ll be able to buy your insurance policy straight away.

Lynda’s story

“My partner passed away a few days ago shortly after coming out of hospital. He was always adamant that he didn’t need funeral cover yet, as he would live to a ripe old age. His death was a shock and hit my family really hard. Looking at what we had to give out for his funeral, I thought I don’t want my kids to go through that again, if anything happens to me ... I just want peace of mind for myself and my family, knowing that they don’t have to be hit with the shock of a funeral bill as well as my death.”

Our Products

We keep things simple.
Our policies are written in plain English.

Life Cover

This policy provides for those you leave behind and helps them pay the mortgage, invest in your children’s education, put food on the table and pay the bills.

Switch to us

Switch your existing Life Insurance policy and save 20%. Apply to switch online and we’ll send you a no-obligation quote to look over. We’ll then manage the switch process for you to make sure that you’re covered throughout.

Income Protection

This policy provides you with a regular monthly payment to help replace your income if you are unable to work due to illness or injury. It provides for you and your family through this tough time.

Funeral Cover

This policy pays cash to pay for your funeral so when the time comes your family will have one thing less to worry about.

Mortgage Cover

This policy provides cover to pay off the mortgage in the event of your death. It keeps a roof over the heads of the people you leave behind.

Trauma Cover

This cover provides a lump sum payment if you suffer from one of the specified conditions. Adding Trauma cover to your life policy will ease the burden for you and your family, if the need arises.

Disability Cover

This cover provides a lump sum payment to make life easier if you become totally and permanently disabled. Disability cover can be added to your existing life insurance policy.