The average cost for a funeral is currently around $8,000 - $10,000 but can vary widely.*
Funeral Insurance provides an amount of cash (that you choose when you take out your policy) to pay for your funeral, or anything else your family needs. Once your beneficiary provides us with documentation we’ll pay the funds within 1 working day, so when the time comes your family will have one thing less to worry about.
Yes, however the person who is being insured must provide the answers to the health questions on the application form. They’ll be the owner when the policy is issued, and so if you want to change that, you’ll need to get them to change it with the change of ownership form included in the policy.
What if I have a health problem? / Why do you want to know all of my medical history?
We assess your health at the time of your application in order to ensure that the price you are charged reflects the risks associated with your health. This means there should be no hiccups or delays when it comes to claim time.
Having a health issue shouldn’t stop you from applying. Your health conditions might affect your application, as depending on the condition, we may be able to accept your application at standard rates, or alternatively we may ask you to pay a higher premium than the standard (called a loading), or we may defer your application for up to 12 months.
If, after you’ve answered our questions, we need more details about your health we may ask for your permission to get notes from your doctor.
We can show you what insurance people planning for a similar future have asked about.