Sad but true, these are the countries with the lowest life expectancy in the world. What this means in practice is that life insurance premiums in these countries would be proportionally higher...
Life expectancy at birth Country
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32.63 years Swaziland
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33.74 years Botswana
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34.40 years Lesotho
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39.29 years Zimbabwe
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39.65 years Liberia
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39.82 years Mozambique
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40.03 years Zambia
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40.22 years Sierra Leone
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41.70 years Malawi
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42.73 years South Africa